Prepare for retirement
The years of retirement account for about one-third of your life. You surely have plans and dreams for this time of life.
What will your pension allow you to do?
You may find the level of statutory pension surprisingly low. Just when you finally have the time to enjoy life, travel and use various services, you may find that your income is low. To top it all, the statutory pension cover may be even lower in the future, as fewer taxpayers will be paying for the pensions of the growing population. Using only I and II pillar solutions the expected level of pension during retirement is only approximately 40% of your current income.
Do not confine yourself to this situation, take action. Provide for a better future by yourself. It is recommended to save each month at least 10-15% of your income to ensure current living standard during retirement. Take steps today: the sooner you start, the better your pension income will be.
Mandatum Life Pension fund
It is a balanced solution with diversified portfolio keeping in mind specifically pension investors needs. Mandatum Life Pension fund invests 40% to Equities, 40% to Fixed income and 20% to Alternative investments*. Investors get access to unique investment solutions together with the Sampo Group. The portfolio also takes into account future trends such as corporate responsibility as responsible companies usually perform better in the long term.
Mandatum Life Pension fund offers the most attractive investment destinations for a long-term pension investor with solutions that are usually only available for large institutional investors.
Choose your own investment allocation
Manage your pension investments yourself and choose funds according to your expectations of investment return and risk tolerance. Choose among a wide selection of Mandatum Life offered funds and compile your own investment basket or choose to allocate your money to just one fund. You have the possibility to move your investments between different Mandatum Life funds without paying any extra fees or taxes.
*Alternative investments is an exclusive investment solution that includes a broad spectrum of equity and debt investments including real estate, direct lending and private equity. Mandatum Life has diversified portfolio offering with the world’s most attractive alternative investments together with co-investments of Sampo Group and long-standing experience.
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